Overview
Magic Hour uses credits to measure how much you can create across all tools. Credits give you flexibility: use them on any workflow (image, video, audio), at your own pace. You can start free, then scale up when you need more volume, higher export quality, or commercial rights.
What Are Credits?
Credits are the unit of consumption for Magic Hour tools. Each image generated, video created, upscale performed, or audio minute generated costs a certain number of credits. Costs vary by tool and output.
Think of credits like a budget you can allocate across tools based on your workflow.
How Credits Work
Free credits (daily)
New accounts start with 400 one-time signup credits
Each day you visit the Create page, you can claim +100 free credits — available once per calendar day, with no limit on how many times you can claim across days
Monthly allowance (paid plans)
Paid plans include a yearly credit allowance distributed across your subscription
Credits replenish at the beginning of each billing period and never expire
Rollover (no expiration)
Unused credits roll over indefinitely with no expiration — whether from a subscription, daily claim, or credit pack.
Credits by Plan
Annual billing includes 33% off.
Plan | Credits included | Export quality | Upload limit | Watermark | Commercial use | API access |
Basic (Free) | 400 signup credits + 100 daily claims | 576px | 200MB | Yes | No | Limited |
Creator | 120,000 per year | 1024px | 2GB | No | Yes | Yes |
Pro | 300,000 per year | 1472px | 5GB | No | Yes | Yes |
Business | 840,000 per year | 4K (select modes) | 10GB | No | Yes | Yes |
Notes:
Creator, Pro, and Business remove watermarks and include commercial use
API access is available for all users; free access is limited
What Your Credits Can Produce (by Tool)
The outputs below are approximate and assume you spend most credits on a single tool.
Video tools (approx output per plan)
Tool | Basic (Free) | Creator | Pro | Business |
Face Swap Video | 17 seconds | 1.4 hours | 3.5 hours | 9.7 hours |
Image-to-Video | 17 seconds | 1.4 hours | 3.5 hours | 9.7 hours |
Lip Sync | 17 seconds | 1.4 hours | 3.5 hours | 9.7 hours |
Talking Photo | 8 seconds | 42 minutes | 1.7 hours | 4.9 hours |
Text-to-Video | 17 seconds | 1.4 hours | 3.5 hours | 9.7 hours |
Video-to-Video | 8 seconds | 42 minutes | 1.7 hours | 4.9 hours |
Animation | 17 seconds | 1.4 hours | 3.5 hours | 9.7 hours |
Subtitle Generator | 1 minute | 6.9 hours | 17.4 hours | 48.6 hours |
AI Video Extender | 17 seconds | 1.4 hours | 3.5 hours | 9.7 hours |
Audio-to-Video | 17 seconds | 1.4 hours | 3.5 hours | 9.7 hours |
AI Video Upscaler | — | 1.4 hours | 3.5 hours | 9.7 hours |
AI UGC Ad Generator | — | 6 minutes | 14 minutes | 39 minutes |
Image tools (approx output per plan)
Tool | Basic (Free) | Creator | Pro | Business |
AI Image Generator | 80 images | 24,000 images | 60,000 images | 168,000 images |
Face Swap Photo | 40 images | 12,000 images | 30,000 images | 84,000 images |
AI Image Editor | 40 images | 12,000 images | 30,000 images | 84,000 images |
AI Image Upscaler | 16 images | 4,800 images | 12,000 images | 33,600 images |
AI Clothes Changer | 16 images | 4,800 images | 12,000 images | 33,600 images |
Head Swap | 40 images | 12,000 images | 30,000 images | 84,000 images |
Body Swap | 4 images | 1,200 images | 3,000 images | 8,400 images |
AI Headshot Generator | 8 images | 2,400 images | 6,000 images | 16,800 images |
AI Face Editor | 400 images | 120,000 images | 300,000 images | 840,000 images |
Background Remover | 80 images | 24,000 images | 60,000 images | 168,000 images |
AI GIF Generator | 8 images | 2,400 images | 6,000 images | 16,800 images |
Photo Colorizer | 40 images | 12,000 images | 30,000 images | 84,000 images |
AI Meme Generator | 40 images | 12,000 images | 30,000 images | 84,000 images |
QR Code Generator | Unlimited | Unlimited | Unlimited | Unlimited |
Audio tools (approx output per plan)
Tool | Basic (Free) | Creator | Pro | Business |
Voice Generator | 7 minutes | 33.3 hours | 83.3 hours | 233.3 hours |
Voice Cloner | 7 minutes | 33.3 hours | 83.3 hours | 233.3 hours |
Voice Changer | 7 minutes | 33.3 hours | 83.3 hours | 233.3 hours |
Credit Packs
If you need extra credits without changing your plan, you can buy a credit pack:
Pack | Credits | Price |
Starter | 4,000 credits | $10 |
Standard | 12,000 credits | $30 |
Large | 30,000 credits | $75 |
Removes watermark
Credits never expire
Credit packs do not include other subscription benefits beyond watermark removal
What Happens When You Run Out?
If you run out of credits:
Paid plans: wait for your next billing cycle and your allowance replenishes
Any plan: purchase a credit pack to top up immediately
Free plan: claim daily credits by visiting the Create page
Using Credits Efficiently
Start small: test prompts/settings on short runs before scaling to long videos or big batches
Spend video credits intentionally: use video tools for hero assets, then reuse with lighter edits (subtitles, variants) to stretch value
Use rollover as a buffer: bank credits during light months, then spend during launches or campaigns
Plan Selection Guide
Choose Basic (Free) if you:
Want to test the product with starter credits and daily claims
Are okay with watermark, 576px export quality, and limited video tool access
Choose Creator if you:
Want watermark-free exports, 1024px quality, commercial use, and more volume
Choose Pro if you:
Need higher quality (1472px), more volume, and priority support for ongoing work
Choose Business if you:
Need 4K (select modes), large uploads, and the most credits (teams and agencies)
Billing, Cancellations, Downgrades
Cancel anytime from My Plan; your subscription ends at the end of the billing cycle and you won't be charged again
If you downgrade, you keep your existing credits; your allowance updates at the start of the next billing cycle
Pricing excludes tax; if tax applies, it's added at checkout or on invoices
Payment Methods
Credit/debit cards and multiple local payment methods are supported. PayPal is not supported.
Ownership and Commercial Use
You retain ownership of assets you generate
Commercial use is included for paid users; free users are limited to personal, non-commercial use
Privacy
Your assets are private to your account
You can delete generated assets
Uploaded assets are deleted within one week
Refunds
A one-time refund is available if:
The purchase was within the past 7 days, and
Fewer than 500 credits from the purchased plan were used (free sign-up credits don't count toward the limit)
API and Enterprise Use
Using your plan via API
You can use your plan for API access, with the same tier features and usage levels.
Usage-based API pricing
If you want pay-as-you-go, usage-based billing is available with automatic volume discounts. The per-1,000-credit rate decreases as monthly usage increases, and higher-resolution tiers cost more per 1,000 credits.
Troubleshooting Credits
I ran out of credits. What now? Claim your daily +100 free credits if available for today, buy a credit pack, subscribe, or wait for your next billing cycle.
Do credits roll over? Yes. Unused credits roll over with no expiration.
When do paid credits replenish? At the beginning of each billing period. Check My Plan for your next invoice date.
Is there a limit to how many times I can claim daily credits? No. You can claim 100 credits once per calendar day, every day, with no cap on total lifetime claims.